NEW YORK (AP) — The Federal Trade Commission said Thursday that Certegy Check Services will pay $3.5 million to settle allegations it failed to make sure its reports about consumers' finances were correct.

The FTC said Certegy did not do enough to make sure its reports to retailers were accurate. The agency also said Certegy didn't do enough to review information when it was disputed by customers whose checks were rejected. When it did perform reviews, it often did so slowly, did not tell consumers of their results or left incorrect information in consumers' files. That would make it harder for people to pay for goods using checks.

Certegy, of St. Petersburg, Fla., compiles consumers' personal information and sells it to retailers, who use it to help decide whether they will accept a consumer's checks. The FTC says consumers have the right to dispute the report if their checks are turned down. The reviews have to be completed within a set period of time, usually 30 days, and companies like Certegy have to notify consumers of the result of the review.

The agency said Certegy's actions were particularly damaging to older consumers and people who don't have access to credit cards or means of payment other than checks.

Certegy is required to make improvements as part of the settlement. The company did not immediately respond to a request for comment.

The FTC was investigating Certegy for possible violations of the Fair Credit Reporting Act.


Publishing Services International Limited (PSIL) is the publisher and operator of a worldwide network of online news sites dedicated to delivering fair, accurate and relevant reporting from a variety of the world’s most trusted sources – from the biggest cities to the smallest towns.

We deliver positive and powerful messages to our readers, providing up‑to‑the‑second news that matters to the individual.

Our promise is to serve communities and individuals worldwide, delivering information that hasn’t always been available to them. We will give them back a voice – a voice that’s empowering because it is theirs – and provide a platform to communicate between themselves and the world.

We believe people are not just generic demographics; they are individuals with their own preferences and curiosities. We are about understanding these individuals, listening to them, and serving them.

We are the new pioneering spirit of news – we’re not talking to everyone, we’re talking with every one.

If you want your news, your voice, your way, on your time – we’ve got news for you.




If you have any questions or concerns please email us on


  • Australia, Toll Free 1-800-983-421
  • Hong Kong, Toll Free 800-906-187
  • Singapore, Toll Free 800-852-3871
  • USA/Canada, Toll Free 1-800-830-4132

Advertise With Us

Interested in being awesome?
Contact us by email or phone.