CLICK FOR DEALS: Engagement and wedding rings from online jewelers can cost more than 20 percent less than those from brick and mortar stores, experts say.

CAN I RETURN THIS?: Make sure the online store will let you return the ring for a full refund, at no extra cost. There's always a chance you won't love what you bought. BlueNile.com and JamesAllen.com offer refunds.

TOUCH IT FIRST: Ocappi.com will send you six replicas, made of silver and cubic zirconia, of the rings you are considering for free. Ritani.com will send up to two rings you are deciding between to a local jeweler.

 

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