DELINQUENCY RATE: Credit reporting company TransUnion says that the rate of U. S. auto-loan payments at least 60 days overdue climbed to 0.41 percent in the fourth quarter. That's up from 0.38 percent in the third quarter, but down from 0.46 percent from a year earlier.

HOLIDAY SPENDING: TransUnion says an uptick in the auto loan delinquency rate typically occurs in the last three months of the year, a time when some borrowers' financial obligations temporarily take a backseat to spending on holiday shopping.

BIGGER BALANCES: Bank auto debt per borrower rose 5.4 percent in the fourth quarter to $13,747.


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