Brisbane and Ipswich will flood this week, with floodwaters predicted to inundate 3,600 homes and 1,250 businesses in Brisbane, Queensland Premier Campbell Newman has revealed.

Torrential rainfall continues to fall across central and southern Queensland but Mr Newman emphasises the flooding will not be as severe as in 2011.

The Army has deployed three Black Hawk helicopters to help with flood evacuations in Bundaberg, where the Burnett River has broken its banks and hundreds of homes and businesses will flood.

An elderly man's body has been recovered from waters at Burnett Heads, while a woman and a man are missing in floodwaters in Maryborough and Gympie.

Severe for regions stretching from central Queensland to the NSW border.

Look back at how the day unfolded. All times in AEST.

FEATURED UPDATE Here are the key details about the flood expected to hit Brisbane and Ipswich:

Bremer River at Ipswich to peak about midnight on Monday, and again late Tuesday.

Brisbane River to peak about noon on Tuesday, and again at noon on Wednesday.

Brisbane River flooding to affect about 3,600 homes and 1,250 businesses, compared with 12,500 homes and 2,500 businesses in 2011.

Brisbane River expected to peak at 2.6 metres, compared to 4.46 metres in 2011.

Bremer River expected to peak at 14.45 metres, compared to 19.4 metres in 2011.

are available from the Brisbane City Council website. The council's Facebook page has info on .

is available on the council's website.

11:31pm: Brisbane City Council has a detailed breakdown of this week, suburb-by-suburb.

11:15pm: While the focus remains on south-east Queensland tonight, the weather bureau has also issued for rivers across northern New South Wales, where heavy rain is continuing to fall.

11:09pm: An emergency alert has been issued by the Lockyer Valley Regional Council for major flooding of Laidley Creek and Lockyer Creek.

Anyone at risk of flooding should seek higher ground, the council urges.

Evacuation centres have been activated at Lowood Showgrounds and Fernvale Hall.

10:28pm: There are flood warnings in place for basically all rivers and creeks in south-east Queensland. You can find .

9:44pm: UPDATE on the situation with phone lines. Hundreds of thousands of Telstra customers across Queensland are without phone and internet services after a cable was washed away near Kingaroy.

The full extent of the damage is being assessed, but customers between Gladstone and Mackay are affected.

Landline, mobile and internet services are down and it is unknown when they will be restored.

QLD FLOODS: Telstra encourages customers to only use their mobiles in emergency situations. If 000 is affected, call local services directly

9:32pm: Gympie is also bracing for flooding, which could be worse than previous years. The Mary River is expected to peak at 21 metres at 9:00am in the morning. Here's the latest ABC News report.

9:29pm: UPDATE Bundaberg Mayor Mal Forman tells ABC Local Radio the Burnett River is at 8.2m and is rising at 10cm an hour.

He says many areas are already inundated and currently there are 350 people at evacuation centres.

9:10pm: Tonight in the Lockyer Valley, residents in low-lying areas of Grantham and Laidley are being urged to move immediately.

In Bundaberg, the Burnett River is expected to pass the 2010 flood level overnight.

Residents in low-lying parts of North and East Bundaberg have been told to leave their homes.

8:06pm: While the focus has shifted somewhat to what is expected to happen in Brisbane and Ipswich over the coming days, there are many in Bundaberg who are spending the long weekend at evacuation centres. Brad Marsellos took this photo:

8:02pm: Phone and internet services across northern and central Queensland have been knocked out after a major cable was washed away.

Telstra says it expects thousands of customers are affected, but it's still assessing the full extent of the damage.

A spokeswoman says the fibre feeds areas across north and central Queensland. It is unclear how long services will be down, but the affected cable is in a hard to access area near Kingaroy.

Optus and Vodaphone customers will also be affected.

7:41pm: Away from Brisbane, authorities are doorknocking homes in low-lying parts of Dalby on the Western Downs ahead of an expected flood early tomorrow morning.

Western Downs Mayor Ray Brown says they are expecting Myall Creek to peak around 5am Monday but they're not sure at what level.

He says an evacuation centre has been opened at the local showgrounds.

"It's a precautionary stage. We've got one arm of the system that's got water in it, so therefore it's very hard to predict the exact flow of water that will come into Dalby.

"But there is significant water upstream, that we're aware is coming out of the Bunya mountains."

Councillor Brown says authorities are trying to also predict a peak for Charleys Creek in Chinchilla and residents have been placed on alert

7:37pm: Another image submitted to ABC News Online, showing floodwaters in Brisbane.

7:27pm: Energex says 125,000 homes are without power across south-east Queensland, including in East Brisbane and the Gold Coast. They have warned there will be no restoration until tomorrow.

7:18pm: ABC Grandstand's Quentin Hull tweeted this image showing the north entry to Moggill Ferry on the Brisbane River. Earlier Brisbane Lord Mayor Graham Quirk said Moggill would be the first area within Brisbane to be impacted by floodwaters late on Monday evening.

7:09pm: Here is the press conference Premier Campbell Newman gave earlier, detailing the minor flooding expected in Brisbane and Ipswich in the next 24-48 hours.

7:06pm: Here's another close-up of the newly released flood map showing areas likely to flood in Jindalee and Pinjarra Hills.

Detailed maps showing the areas of Ipswich expected to flood have not yet been released.

7:03pm: Water levels have begun dropping at Grantham in the Lockyer Valley, west of Brisbane.

Mayor Steve Jones says there is flooding in the town and a swift-water rescue team is on hand in case it is needed. But he says the situation seems to be under control.

"There is a lot of water in Grantham. Certainly nothing like 2011. However if there is a substantial amount of water it's very much the type of flooding that we used to experience years ago.

"Most people have left their homes and gone to a safe place."

7:00pm: Toowoomba's Mayor Paul Antonio tells ABC Local Radio reports of a wall of water heading towards the town of Oakey are wrong.

"No question, there is not a one metre wall of water and is contained within the banks."

He says the rain is easing and the levels in some of creeks are actually falling.

6:54pm: Looking at the situation north of Brisbane on the Fraser Coast, the rain has stopped for the moment. But the major concern now is rising flood water in the Mary River - exact totals at this stage are not known, but it is expected to peak in the next 24 hours.

6:51pm: Here's a close-up of the newly released flood map showing suburbs likely to flood in Tingalpa and Wynnum.

6:46pm: Here's a close-up of the newly released flood map showing suburbs likely to flood around Hemmant Creek.

6:42pm: Here's a close-up of the newly released flood map showing areas likely to flood in Auchenflower and Milton.

6:37pm: Here's a close-up of the newly released flood map showing suburbs likely to flood around Breakfast Creek.

6.20pm: The Burnett River in Bundaberg is expected to pass its 2010 flood level by 1.5 metres overnight. Residents in low-lying parts of North Bundaberg and East Bundaberg have been told to leave their homes but Senior Sergeant Grant Marcus says some have chosen to stay.

"It will be very difficult for us to assist them."

Major flooding is also expected for the Mary River at Maryborough overnight.

6.13pm: Brisbane City Council has released new maps showing .

6.06pm: As Brisbane absorbs the news of expected flooding in coming days, the weather bureau has again warned that tornados similar to those that hit Wide Bay yesterday could hit south-east Queensland tonight.

"It's too hard to predict where and when they'll form but we can say that the environment is favourable for them to form," says forecaster Ken Kato.

6.01pm: Residents at Mundubbera in Queensland's North Burnett are seeing cattle and bales of hay being swept downstream. Mayor Don Waugh says about 35 families have had to leave their homes and are sheltering in the town hall.

"In a lot of cases, their furniture and effects are being removed from the houses as well, and they're being moved into storage at the showgrounds. The people themselves are taken to the town hall, where there's bedding provided and food for them as well."

5.54pm: State Emergency Service crews are attempting to rescue three people caught in floodwaters in the Tweed Shire in northern NSW. Two people are trapped in a vehicle with rising floodwaters in a causeway at Numinbar Creek near Murwillumbah. SES crews are trying to rescue a man in a car surrounded by water on a flooded road at Kyogle. And a man has managed to escape his vehicle after being caught in floods at Uki. Motorists are being reminded not to attempt to drive through flooded roads or causeways.

5:42pm: The Queensland Police service has tweeted the following emergency alert: "Laidley Creek is expected to peak at 5.30pm with major flooding to 2011 levels." The Lockyer Valley Regional Council says Laidley residents are well prepared for flooding. People in low-lying parts of the town have been asked to move to higher ground. Mayor Steve Jones says the creek upstream of the town has risen nine metres today and buildings have been sandbagged.

5:30pm: Queensland Police Commissioner Ian Stewart has provided details about a man whose body was recovered earlier today at Burnett Heads.

"The gentleman concerned had gone to check a yacht, in the river in that area.

"The yacht had broken away and my information is that during the course of trying to manage that situation, he has fallen overboard."

5:16pm: Brisbane Lord Mayor Graham Quirk says on the basis of currently modelling up to 3,600 homes and 1,250 businesses will be affected by flooding of the Brisbane River this week. In comparison, the January 2011 flood inundated 12,500 homes and 2,500 businesses. He says, under this scenario, there will not be any flooding impacts within the Brisbane CBD.

The Brisbane peak was 4.46 metres in 2011 and this week the peak is expected at 2.6 metres. The Bremer River in Ipswich is expected to peak five metres lower than it did in 2011.

"It's worse than what we thought at lunchtime," Cr Quirk said.

5:05pm: Queensland Premier Campbell Newman says there will be a "minor flood" in the Brisbane River and Bremer River. Flood maps of suburbs expected to be affected will be released tonight.

"The peak of the flood will occur in Ipswich, we believe, around midnight Monday. Similarly, the peak on the western side of the Brisbane City Council boundary will be around midnight on Monday. For people downstream in the heart of Brisbane, the peak will happen around noon on Tuesday. There will be another peak probably around noon on Wednesday."

5:02pm: The Lockyer Valley Regional Council has asked the residents of 12 homes in the low-lying part of Grantham to move to the local state school as there has been a rapid rise in Laidley Creek. Mayor Steve Jones says they do not expect a repeat of the flash flood that occurred two years ago, killing 20 people.

4:48pm: The weather bureau says ex-tropical cyclone Oswald is expected to move rapidly south through eastern New South Wales on Monday and be close to Sydney by midnight on Monday. Wind gusts of up to 140 kph are forecast for parts of the Northern Rivers, easing gradually during Monday morning. Damaging winds are forecast for the mid-north coast, northern tablelands, Hunter Valley and Sydney during Monday. View the bureau's latest .

4:38pm: Large parts of the Sunshine Coast are awash as Oswald continues to dump rain on region. The Maroochy River is lapping over its banks along Bradman Avenue in Maroochydore. Small boats are filled with water, a catamaran lies on its side and a sailing clubhouse on Chambers Island has water flowing underneath it. Petrie Creek in Nambour has broken its banks and is spilling through shops in Price Street. The main street is cut and a supermarket's undergound carpark is flooded. Parts of Nambour are also under water. At Alexandra Headlands and Maroochydore there's a big swell and strong winds hitting the beaches.

4:35pm: Several towns are isolated on Queensland's Fraser Coast, including Burrum Heads, Pacific Haven, Howard and Aldershot. The local council's disaster coordinator, Mal Churchill, says roads are cut by floodwaters but water levels are starting to drop in some areas.

4:31pm: In Brisbane, all CityCat and Brisbane River ferry services have been suspended, other public transport services have been affected and flooding has closed numerous roads across the city. Visit for public transport updates, or view the latest . Brisbane City Council has also established a '' showing reports of road closures and other information across the city.

4:19pm: Campers have been evacuated from Flinders Beach and Main Beach on North Stradbroke Island, off the coast near Brisbane. The Redland City Council says an evacuation centre has been set up at Point Lookout. All ferry services to and from the island have been cancelled for the rest of the day.

4:07pm: Lockyer Valley and Grantham residents have not been told to evacuate, Chris O'Brien reports from Emergency Management Queensland headquarters. He says some residents want to leave the area, which was devastated in the 2011 Queensland floods, and authorities are assisting them.

3:53pm: Helicopter crews have rescued three people in two separate incidents in the Wide Bay region this afternoon. An elderley couple had to be winched to safety at Pacific Haven north of Maryborough after their home was flooded. Rescue crews also had to save a woman clinging to a log in floodwater. She and her husband had been in a boat that overturned; the man was able to make it to safety on his own.

3:48pm: Take a look at our of footage of flood damage and flooding from around Queensland.

3:46pm: Our colleagues at ABC Sunshine Coast have posted a of flooding and damage in the region, including a shot of a at Mooloolaba Beach.

3:43pm: The Pacific Highway is closed at Tintenbar, north of Ballina on the far north coast of New South Wales. Police say a serious car accident has closed the road in both directions and diversions are in place. Drivers are being asked to avoid the area.

3:39pm: We've just posted video of Queensland Premier on the flood situation across the state.

3:38pm: Enoggera Creek has broken its banks at Newmarket in Brisbane's inner north.

3:30pm: The latest from the photo desk: at Owens Bridge just north of Tansey.

3:25pm: In the Lockyer Valley, which was devastated in Queensland's 2011 floods, the railway bridge at Grantham is cut and staff are monitoring creek rises in towns including Mulgowie and Laidley. Lockyer Valley Mayor Steve Jones says it's "more of a situation where it's a normal Grantham-type flood rather than the one we had in 2011". A severe weather warning has been issued for heavy rain and wind gusts of up to 120 kilometres an hour.

3:20pm: On the Darling Downs, west of Brisbane, heavy rain and winds have dumped more than 200 millimetres of rain, uprooted trees and brought down powerlines. The Warrego Highway is closed just west of Toowoomba and several local roads are cut. Ergon crews are working to restore power to more than 7,000 homes and businesses. But the Toowoomba City Council says its creeks are coping with the rain. Heavy rain and wind gusts of up to 90 kilometres are expected to continue across parts of the Downs, Granite Belt and Maranoa and Warrego.

2:59pm: Take a look at the size of the ex-tropical cyclone Oswald system in .

2:52pm: The Bureau of Meteorology's latest says further tornadoes are likely and could cause significant localised damage. The heaviest rainfall is currently centred over Caboolture, north of Brisbane, and moving southward.

The BOM predicts 100 millimetres to 150 millimetres of rain in many parts of northern New South Wales through Sunday and Monday, with up to 250 millimetres in some parts. It very heavy rain and damaging winds.

2:42pm: From the photo desk come snaps of in Gympie and a in Gladstone.

2:35pm: Treasurer Wayne Swan tweets: "Two Black Hawks on their way from Townsville to Bundaberg now to assist with evacuation operations."

2:21pm: Police Minister Jack Dempsey says there have been 21 swift-water rescues, and five other people needed assistance escaping from flooded drains and similar situations.

2:17pm: Police say an elderly male's body has been recovered from waters at Burnett Heads, which was hit by a tornado at 4am today.

2:10pm: Premier Campbell Newman has just provided the following round-up of current conditions across the state:

Gladstone: At least 40 houses have been inundated around the region.

Bundaberg: Flood levels are expected to easily exceed 2010 levels. Evacuations have begun in Bundaberg North and Bundaberg East. Gingin and Childers are isolated. At least 300 homes and 100 businesses are expected to be inundated. Two Army helicopters are headed to Bundaberg to help with the flood clean-up.

Gympie: A 27-year-old man is missing in floodwaters at Widgee Creek. Flooding is expected in Gympie and the Bruce Highway is cut at Traveston Crossing.

Maryborough: Authorities are searching for a young woman who reportedly drove into floodwaters this morning. A tornado was reported at Burrum Heads at 4am today. Flooding is expected in Maryborough and a number of surrounding towns are isolated.

Sunshine Coast: Strong winds have been reported at Mooloolaba. Kin Kin is isolated and tens of thousands of homes across the coast are without power.

Brisbane: Very high rainfalls and winds of up to 130 kph are expected. There is a "very great threat" of flooding from local creeks and from high tides in low-lying bayside areas.

Ipswich: high rainfall and strong winds are expected; Kilcoy and Esk are isolated.

Gold Coast and Lockyer Valley: heavy rainfall and winds of up to 130 kph are expected.

With school due to resume on Tuesday, a decision about closures will be made tomorrow.

2:00pm: SEQ Water says it is releasing 1,100 cubic metres of water per second from Wivenhoe Dam, which is 88 per cent full. The Lockyer Valley Mayor is about to be briefed on current conditions, with a lot of water expected to flow into the region this afternoon.

1:54pm: Queensland Premier Campbell Newman toured tornado-hit parts of the Wide Bay this morning:

1:51pm: Three families remain stranded on rooftops at Widgee near Gympie. Floodwaters in the area are continuing to rise but winds are too high for helicopters to get into the area and all roads are cut. A father and son who were stranded on a roof at Sexton, west of Gympie, have now been rescued.

1:46pm: Residents have begun evacuating their homes at Gympie, where the Mary River is expected to peak at 17 metres this evening. Floodwater is expected to inundate homes and businesses in the city centre. The Bruce Highway is flooded north and south of Gympie and travellers are stranded. Emergency services earlier rescued two people caught in floodwaters at Widgee Creek, and a 27-year-old man remains missing in floodwaters.

Floodwater has already reached properties in Nambour, as from the ABC's Bruce Atkinson shows.

1.35pm: Firefighters are working to free four people who are trapped in a house at Lutwyche in Brisbane's inner north after a tree fell on the house. It is understood no-one has been injured.

1.27pm: Brisbane Lord Mayor Graham Quirk has warned residents there could be tornadoes between 2pm and 8pm today, and asked them to prepare their homes and tie down loose items. Cr Quirk says the next 24 hours will see 100 millimetres to 150 millimetres of rain on average across the catchment, with some areas to cop as much as 300 millimetres. Localised creek flooding is likely.

1.21pm: Energex says more than 500 powerlines are down across south-east Queensland and nearly 56,000 properties are without power. It is likely to be tomorrow before services are returned to some areas.

1:15pm: Alice Brabazon outside Fernvale, west of Brisbane. Flooding in North Brook Creek has cut access for cars along Splityard Creek Road.

1:07pm: The Bundaberg Regional Council has released expected to be hit by flooding. The Kennedy Bridge which connects the CBD to the northern suburbs is closed. Up to 100 homes and businesses have already been flooded in Bundaberg North and Bundaberg disaster coordinator Senior Sergeant Inspector Rowan Bond says residents need to leave now.

"The gravity of the situation is very serious and we are trying to get the message out quickly to those residents at North Bundaberg."

Dozens of properties have also been inundated in Bundaberg East.

1:01pm: On the Sunshine Coast, several hinterland towns are isolated and weather conditions are deteriorating. Power has been cut to almost 38,000 homes across south-east Queensland, train services have been suspended between Gympie and Nambour, there are major disruptions to bus services, and the Sunshine Coast Airport is closed. Sunshine Coast Mayor Mark Jamieson says numerous roads are cut and floodwaters are rising.

"We're anticipating things to deteriorate right through the afternoon and into the evening. We're seeing the Mooloolah area coming under pressure from rising floodwaters and in low-lying areas that traditionally are flooded with heavy falls. But over the next 24 hours, we could see up to another 300 millimetres and perhaps more in isolated pockets."

12:52pm: As ex-tropical cyclone Oswald moves south, flood warnings are also being issued for northern New South Wales. Flood watches for moderate to major flooding are in place for the coastal valleys from the Queensland border to the Lower Hunter, including the Upper Macintyre Valley. A minor flood warning has been issued for the Bellinger River at Thora. In Coffs Harbour locals are sand-bagging low-lying businesses and homes in the town centre. The SES says people living and holidaying in the region should be prepared for flash flooding.

12:49pm: Authorities have again urged people to stay clear of floodwaters and not put themselves at risk. This photo snapped by John Taylor shows in Brisbane's northern suburbs, a regular flood hotspot in the capital.

12:36pm: Bundaberg North residents have been asked to evacuate immediately to the Civic Centre at North Bundaberg or to friends and relatives. Residents between The Lakes, west of the botanical gardens and Mariners Way at the east end of Bundaberg North are being told to evacuate, with more than 300 houses in north Bundaberg expected to go underwater. Houses that don't go underwater will be isolated.

12:22pm: The ABC's Josh Bavas of a boat flipped over in the Maroochy River on the Sunshine Coast. He says the river has breached its banks and a storm surge is pushing water across the road.

12:14pm: The Insurance Council of Australia has declared a Queensland-wide catastrophe.

12:13pm: The system is expected to be over NSW tomorrow and the state's SES is now preparing for rainfalls of up to 400 millimetres on parts of the north coast. SES spokesman Phil Campbell says this will likely result in localised flash flooding and river flooding on the mid-coast and north coast. Wind gusts of up to 110 kilometres per hour are also forecast. Parts of the northern tablelands and possibly the north-west slopes and plains are also expecting heavy weather.

The SES has had 270 calls for assistance and there has been four car rescues across the state from storm activity over the past 12 hours. A minor flood warning has been issued for the Bellinger River at Thora.

12:12pm: Rescues are continuing across Queensland. A woman has been winched to safety from a flooded creek near Biloela in central Queensland after clinging to a tree for almost eight hours. Banana Shire Mayor Ron Carige says the woman's car was washed off the road into Grevillea Creek and she was rescued just before lunchtime. She was taken to the Biloela Hospital as a precaution. Mr Carige says police are becoming increasingly frustrated by drivers who are ignoring road closures on the Dawson Highway, where the woman was rescued.

"The police are pretty hostile about the whole situation. They've tried to stop them but vehicles keep going past the signs and they're entering the water exactly the same way this woman did."

Rescues have also taken place in Gympie, which will soon be isolated by rising floodwaters. Mayor Ron Dyne says residents have been caught by fast-rising water.

"At this stage there's probably two people at Widgee that are trapped on roofs, one at Sexton trapped on a roof. We're making every attempt to get to those people."

Emergency services earlier rescued two people caught in floodwaters at Widgee Creek. A 27-year-old man who was also caught in floodwaters is still missing.

Residents and business owners are being told to prepare for a Mary River flood peak of 17 metres, which will flood the central business district.

12:10pm: The worst from the flood disaster in Gladstone appears to be over but local authorities will meet again this afternoon to assess the situation. More than 900 homes have been evacuated as 8.5 metres of water goes over the spillway at the Awoonga Dam. Sub-stations in the area have been isolated for safety.

12:08pm: Authorities say the next 24 hours will be the worst for the Sunshine Coast, as destructive winds and torrential rain continue to wreak havoc across the region. The SES has had more than 200 calls for help, several hinterland communities have been isolated and power has been cut to about 30,000 homes. People are being urged to stay indoors. Train services have been cut between Gympie and Nambour, there are major disruptions to bus services and the Sunshine Coast Airport is closed.

Evacuation centres are open at:

Nambour Civic Centre, 60-64 Currie Street;

The J at Noosa Junction, 60 Noosa Drive, Noosa Heads;

Caloundra Indoor Stadium, Caloundra Road, Golden Beach;

The Nambour Showgrounds is open for caravans.

12:07pm: The weather bureau says the heaviest rain is currently falling between Maryborough and the Gold Coast. The system is east of Taroom and moving south-east at about 20 kilometres an hour. The bureau's Ken Kato says Brisbane is likely to be over the worst of the wild weather by tomorrow morning. But he says there is still a chance more tornadoes could develop.

"That's a definite possibility with this system. The environment is fairly favourable for them to form, so that's something we can't rule out."

12:03pm: The Queensland Government has requested Army helicopters to help as the state deals with major flooding. Soldiers are also on standby. Hundreds of homes and businesses in Bundaberg could flood as the Burnett River swells. Premier Campbell Newman has toured the tornado-hit Wide Bay this morning and says authorities are meeting to deal with the disaster.

11.45am: The Bureau of Meteorology has issued an for destructive winds, heavy rainfall, abnormally high tides and dangerous surf. It says destructive winds and possible tornado activity are expected to affect parts of the south-east coast district, the eastern Darling Downs and Granite Belt district for the rest of the day.

"Destructive wind gusts in excess of 125 kph and further tornadoes are likely and this could cause significant damage or destruction to homes and property in localised areas."

The heaviest rain at the moment is inland of the Sunshine Coast and just over the New South Wales border.

See how the morning's wild weather unfolded across Queensland using our .

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      1. is not your original work, or which in any way violates or infringes (or could reasonably be expected to violate or infringe) the intellectual property or other rights of another person

      2. contains, promotes, or provides information about unlawful activities or conduct.

      3. is, or could reasonably be expected to be, defamatory, obscene, offensive, threatening, abusive, pornographic, vulgar, profane, indecent or otherwise unlawful, including Material that racially or religiously vilifies, incites violence or hatred, or is likely to offend, insult or humiliate others based on race, religion, ethnicity, gender, age, sexual orientation or any physical or mental disability.

      4. exploits another person in any manner.

      5. contains nudity, excessive violence, or sexual acts or references.

      6. includes an image or personal information of another person or persons unless you have their consent.

      7. poses or creates a privacy or security risk to any person.

      8. you know or suspect (or ought reasonably to have known or suspected) to be false, misleading or deceptive.

      9. contains large amounts of untargeted, unwanted or repetitive content.

      10. contains restricted or password only access pages, or hidden content.

      11. contains viruses, or other computer codes, files or programs designed to interrupt, limit or destroy the functionality of other computer software or hardware.

      12. advertises, promotes or solicits any goods or services or commercial activities (except where expressly permitted or authorized by the Publisher); or

      13. contains financial, legal, medical or other professional advice.

    4. Interfere with, disrupt, or create an undue burden on the Publisher or the Site, or restrict or inhibit any other User from using the Site.

    5. Use any robot, spider, or other device or process to retrieve, index, or in any way reproduce, modify or circumvent the navigational structure, security or presentation of the Site.

    6. Use the Site with the assistance of any automated scripting tool or software.

    7. Frame or mirror any part of the Site or Material or otherwise display, link to, use or reproduce the Site or Material in a setting created by a third party, without the prior written authorization of the Publisher.

    8. Use code or other devices containing any reference to the Site to direct other persons to any other web page.

    9. Except to the extent permitted by law and such right cannot be waived or foregone, modify, adapt, sublicense, translate, sell, reverse engineer, decipher, decompile or otherwise disassemble any portion of the Site or cause any other person to do so, or

    10. Delete any attributions or legal or proprietary notices on the Site.

  10. Your use of the content on the Site is restricted:

    1. Unless expressly permitted by the Publisher in writing, you may not copy, reproduce, distribute, publish, enter into a database, display, perform, modify, create derivative works from, transmit, communicate or in any way exploit any part of the Publisher's site or any content thereon . Without limiting the generality of the foregoing, you may not distribute or communicate any part of this Site or any content thereon over any network, including, without limitation, a local area network, or sell or offer it for sale. In addition, the Material may not be used to construct any kind of database.

    2. Neither you nor any third party shall make use of the Material on the Site in any manner that constitutes an infringement of the Publisher's rights, including copyright, or that has not been expressly authorized in writing by the Publisher.

  11. By uploading, transmitting, posting or otherwise making available any Material via the Site (or attempting to upload, post, transmit or otherwise make available any Material) (“Contributed Material”), you:

    1. Grant the Publisher a non‑exclusive, worldwide, royalty‑free, perpetual, license (including a right of sublicence) to use, reproduce, edit and exploit the Contributed Material on the Site and any related site in any form and for any purpose;

    2. Except where expressly stated otherwise, also grant each user of the Site and any related site a non‑exclusive, worldwide, royalty‑free, perpetual, license to use, reproduce, edit and exploit the Contributed Material in any form for any purpose, subject to the Conditions;

    3. Warrant that you have the right to grant the abovementioned licenses;

    4. Warrant that the Contributed Material does not breach the Conditions; and

    5. Unconditionally waive all moral rights which you may have in respect of the Contributed Material, and consent to all or any of the following acts or omissions in relation to the Contributed Material:

      1. using or licensing the Contributed Material bearing the name of the Publisher or any other name authorised by the Publisher;

      2. amending, modifying, editing, cropping, deleting, removing, reformatting, adapting or materially altering the Contributed Material or any part thereof;

      3. reproducing, publishing or communicating the Contributed Material or any part thereof in any form or medium;

      4. supplementing or combining the Contributed Material or any part thereof with any other works or Material;

      5. releasing new, enhanced, updated, edited or extracted versions of the Contributed Material;

      6. using the Contributed Material in a different context to that originally envisaged; and

      7. not naming you as author of the Contributed Material, whether or not such actions may infringe any of your ‘moral rights' or ‘droit moral' of whatsoever nature, or rights derived from similar law or legal principles, anywhere in the world; and if, at any time, you provide personal information about someone other than yourself, you warrant that you have that person's consent to provide such information for the purpose specified.

  12. The Publisher reserves the right (but has no obligation) to:

    1. review, modify, reformat, reject or remove any Contributed Material that, in the Publisher's opinion, violates the Conditions or otherwise has the potential to harm, endanger or violate the rights of any person; and

    2. monitor use of the Site, and store or disclose any information that the Publisher collects, including in order to investigate compliance with the Conditions or for the purposes of any police investigation or governmental request.

  13. The Publisher is not responsible for, and to the extent permitted by law accepts no liability with respect to, any Material uploaded, posted, transmitted or otherwise made available on the Site by any person other than the Publisher. For the avoidance of doubt, the Publisher will not be taken to have uploaded, posted, transmitted or otherwise made Material available on the Site simply by facilitating others to post, transmit or other make Material available. Furthermore, the Publisher does not endorse any opinion, advice or statement made by any person other than the Publisher.

  14. If you think that the Site has been accessed or used by another user in breach of the Conditions, please email the Publisher at breach@publishingservicesinternational.im . The Publisher will consider whether there are grounds for taking any action, but you won't necessarily be contacted as to our decision. In particular, if you wish to send the Publisher a copyright infringement notification, you will need to identify the Material(s) that you believe infringe(s) your copyright, identify each copyright protected work in which you own the rights and which you believe has been infringed, identify how each copyright protected work has been or is being infringed and include your contact information. You will need to sign the notice and send it to copyrightinfringement@publishingservicesinternational.im

Intellectual Property

  1. All intellectual property in relation to Material on the Site belongs to the Publishers or its licensors, advertisers or affiliates. You obtain no interest in that intellectual property. All Material on the Site is protected by international copyright and other intellectual property laws. You may not do anything which interferes with or breaches those laws or the intellectual property rights in the content. You do not have any right, title or interest in or to any proprietary rights relating to the Material or the Site. All individual articles, blogs, videos, content and other elements comprising the Material or the Site are also copyrighted works, and the Publisher (subject to the rights of its licensors and licensees under applicable agreements, understanding and arrangements) has all rights therein. You must abide by all additional copyright notices or restrictions contained on the Site.

  2. Without limiting clause 11.1, by posting or submitting Contributed Material , you are giving the Publisher, and its affiliates, agents and third party contractors the right to display or publish such Contributed Material on the Site and its affiliated publications (either in the form submitted or in the form of a derivative or adapted work), to store such content, and to distribute such content and use such content for promotional and marketing purposes. Without limiting the generality of the foregoing, with respect to any video submissions to the Publisher made by you from time to time, you understand and agree that (unless you and the Publisher agree otherwise) the Publisher may, or may permit users to compile, re‑edit, adapt or modify your video submission, or create derivative works therefrom, either on a stand‑alone basis or in combination with other video submissions, and (unless you and the Publisher agree otherwise) you shall have no rights with respect thereto and the Publisher or our licensees shall be free to display and publish the same (as so compiled, re‑edited, adapted, modified or derived) for any period.

  3. You shall be solely responsible for your own Contributed Material and the consequences of posting or publishing the Contributed Material. Without limiting clause 11.3, in connection with each of your Contributed Materials, you affirm, represent, and/or warrant that: (I) you own or have the necessary licenses, rights, consents, and permissions to use and authorize the Publisher to use all patent, trademark, trade secret, copyright or other intellectual property or proprietary rights in and to any and all such Contributed Material to enable inclusion and use of such Contributed Material in the manner contemplated by the Publisher and these Terms and Conditions; and (II) you have the written consent, release, and/or permission of each and every identifiable individual person in such Contributed Material to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of such Contributed Material in the manner contemplated by the Publisher and these Terms and Conditions; and (III) the Contributed Materials and their use do not infringe any intellectual property rights or other rights of any person. In furtherance of the foregoing, you agree that you will not submit Material that is copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from their rightful owner to post the material and to grant the Publisher all of the rights granted herein. Publisher reserves the right to remove or not publish Contributed Material without prior notice. You understand that when you submit Material in any form to the Publisher, the Publisher may authorize such content to be distributed or syndicated to or published on other related branded environments.

  4. You may download and view or print a copy of Material on this Site for personal, non‑commercial use provided you do not modify the Material in any way (including any copyright notice). All rights not expressly granted under these terms of use are reserved by the Publisher. Unless expressly stated otherwise, you are not permitted to copy, or republish anything you find on the Site without the copyright or trademark owners' permission.

  5. All trade marks and logos that appear on the Site are owned by either the Publisher or its related bodies corporate or their licensors. Other trademarks may be displayed on the Site from time to time. These may belong to third parties. Nothing displayed on the Site should be construed as granting any license or right of use of any logo, trademark or masthead displayed on the Site, without the express written permission of the relevant owner.

Third party websites, content links, advertising and activities

  1. The Site may feature or display links and pointers to websites operated by third parties on the Site. Such websites do not form part of the Site and are not under the Publisher's control. The Publisher does not accept any responsibility in connection with any such website. If you link to any such websites, you leave the Site entirely at your own risk. The appearance of those links on this site does not indicate any relationship between the Publisher and that third party or any endorsement by the Publisher of that third party, its site or the products or services which it is advertising on this Site. The Site may include third party content which is subject to that third party's terms and conditions of use. Nothing on the Site should be construed as granting any license or right for you to use that content. You must not link to the Site from any other website (or otherwise authorize any other person to link from a third party website to the Site) without the Publisher's prior written consent.

  2. The Site may feature or display third party advertising. By featuring or displaying such advertising, the Publisher does not in any way represent that the Publisher recommends or endorses the relevant advertiser, its products or services. If you contact a third party using functionality provided on the Site, including via e‑mail, the Publisher does not accept any responsibility for any communications or transactions between you and the relevant third party.

  3. From time to time, the Publisher may promote, advertise, or sponsor functions, events, offers, competitions or other activities that may be conducted offline and may be conducted by third parties. These activities may be subject to separate terms and conditions. You participate in any such activities entirely at your own risk. The Publisher does not accept any responsibility in connection with your participation in activities conducted by any third party.

Liability and Idemnity

  1. To the extent permitted by law, you use the Site at your sole risk. The Publisher does not warrant that the Site will be uninterrupted or error‑free. There may be delays, omissions, interruptions, and inaccuracies in the news, information or other Material available through the Site. To the extent permitted by law the Publisher excludes all warranties, representations, conditions and guarantees, whether express, implied or statutory, including, without limitation, those of merchantability or fitness for a particular purpose, with respect to the Site or any Materials or goods that are available or sold through the Site. The Publisher does not exclude any statutory or implied warranty, condition or guarantee that it is prohibited by law to exclude under applicable law of any jurisdiction. The Publisher does not make any representations, nor does the Publisher endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database supplied, uploaded or distributed on the Site or available through links on the Site. The Publisher reserves the right to correct any errors or omissions on the Site. Although the Publisher intends to take reasonable steps to prevent the introduction of viruses, worms, ‘trojan horses' or other destructive material to the Site, the Publisher does not guarantee or warrant that the Site or Material that may be downloaded from the Site do not contain such destructive features. To the extent permitted by law, the Publisher is not liable for any loss, damage or harm attributable to such features. If you rely on the Site and any Material available through the Site you do so solely at your own risk. The Publisher does not warrant the accuracy of the Material on the Site, and the Material is provided to you “as is” and on an “as available” basis and on the condition that you undertake all responsibility for assessing the accuracy of the Material and rely on it at your own risk. You recognize that the Site may contain various combinations of text, images, audiovisual productions, opinions, statements, facts, articles, market data, stock quotes or other information created by the Publisher or by third parties. Such Material, including market data, is for your reference only and should not be relied upon by you for tax or investment advice and it does not advocate the purchase or sale of any security or investment.

  2. The Publisher does not necessarily hold the opinions expressed by Material contributors. Opinions and other statements expressed by Users and third parties (e.g., bloggers) are theirs alone, not opinions of the Publisher. Material created by third parties is the sole responsibility of the third parties and its accuracy and completeness are not endorsed or guaranteed. You acknowledge that by providing you with the ability to view and distribute Material through the Site, the Publisher is not undertaking any obligation or liability relating to the Material. The Publisher and its affiliates, successors, assigns, employees, agents, directors, officers and shareholders do not undertake or assume any duty to monitor the Site for inappropriate or unlawful content. To the extent permitted by law, the Publisher and its affiliates, successors, assigns, employees, agents, directors, officers and shareholders assume no responsibility or liability which may arise from the Material thereof, including, but not limited to, claims for defamation, libel, slander, infringement, invasion of privacy and publicity rights, obscenity, pornography, profanity, fraud, or misrepresentation. Notwithstanding the foregoing, the Publisher reserves the right to block or remove communications, postings or Materials at any time in its sole discretion.

  3. To the extent permitted by law, the Publisher will have no responsibility or liability in relation to any loss or damage that you incur, including damage to your software or hardware, arising from your use of or access to this Site.

  4. The Publisher does not warrant that functions contained in the Site content, such as hyperlinks, will be uninterrupted or error free, that defects will be corrected or that the Publisher or the server that makes it available, are free of viruses or bugs.

  5. The Publisher may be legally compelled to disclose certain Information. You agree that in the event the Publisher receives a subpoena issued by a court or from a law enforcement or government agency, the Publisher shall comply with such subpoenas without your consent or prior notice to you and may disclose your IP address, username, name, IP location or other information in response thereto.

  6. Subject to clause 30, to the extent permitted by law, the Publisher and its affiliates, and their respective members, directors, officers, managers, employees, shareholders, agents and licensors are not liable for incidental, indirect, consequential, special, punitive, or exemplary loss or damages of any kind, including, without limitation, lost revenues or profits, loss of business, opportunity or goodwill, or loss of data, arising in any way in connection with this Site or Material on the Site, the use of (or inability to use) the Site or Material, or the Conditions, whether in contract, tort (including negligence), in equity, under statue or otherwise, including but not limited to any claim, loss or injury based on errors, omissions, interruptions or other inaccuracies in the Site, or as a result of breach of any warranty or other term or condition of the Conditions. To the extent permitted by law and subject to clause 30, the Publisher's liability shall be limited to the amount you paid, if any, for use of the Site.

  7. You will be responsible for any harm the Publisher suffers as a result of your violation of these Terms and Conditions or any breach by you of your representations and warranties. You agree to indemnify and hold harmless the Publisher and its affiliates, and their respective members, directors, officers, managers, employees, shareholders, agents, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation by you of the Conditions or any breach by you of your representations and warranties thereunder. The Publisher reserves the right to take over the exclusive defense of any claim for which the Publisher is entitled to indemnification under this Section 29. In such event, you shall provide the Publisher with such cooperation as is reasonably requested by the Publisher.

  8. To the extent that the Publisher's liability for breach of any implied or statutory warranty, condition or guarantee, cannot be excluded by law, to the extent permitted by law the Publisher's liability will be limited, at the Publisher's option, to:

    1. in the case of services supplied or offered by the Publisher:

      1. the supply of the services again; or

      2. the payment of the cost of having the services supplied again; and

    2. in the case of goods supplied or offered by the Publisher:

      1. the replacement of the goods or the supply of equivalent goods;

      2. the repair of the goods;

      3. the payment of the cost of having the goods replaced; or

      4. the payment of the cost of having the goods repaired.

  9. If a jurisdiction does not allow the exclusion or limitation of liability in accordance with clause 30 but allows a limitation of a certain maximum extent then liability is limited to that extent.

No reliance, other Users

  1. Except where expressly stated otherwise, Material on the Site is provided as general information only. It is not intended as advice and must not be relied upon as such. You should make your own inquiries and take independent advice tailored to your specific circumstances prior to making any decisions. To the extent permitted by law, the Publisher will not be liable for loss resulting from any action or decision by you in reliance on the Material on the Site.

  2. You acknowledge that the Publisher is not responsible for, and accepts no liability in relation to, any other User's use of, access to or conduct in connection with the Site in any circumstance.

Termination

  1. In the event of termination of your access to the Site you must immediately cease accessing and using the Site and Materials on the Site and (at Publisher's option) return any (hard or electronic) copies of such Materials to the Publisher or destroy any copies within your control or possession. All licences granted by you and all disclaimers, indemnities and exclusion and limitations of liability set out in the Conditions will survive termination.

Severability

  1. If any provision of the Conditions is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of the Conditions, which shall remain in full force and effect.

No waiver

  1. No waiver of any term of the Conditions shall be deemed a further or continuing waiver of such term or any other term. Any failure to assert any right under the Conditions shall not constitute a waiver of such right.

Affirmation regarding age

  1. By using the Site, you affirm that you are 18 years or over or otherwise possess legal parental or guardian consent.

Applicable Law

  1. These Conditions shall be construed in accordance with and governed by the laws of the Isle of Man. You consent to the exclusive jurisdiction of the courts in the Isle of Man to determine any matter or dispute which arises under the Conditions.

Definitions

  1. In these terms and conditions:

    1. "Material" means text, illustrations, photos, audio, video, or any combination of these or other content, information, data or material.

Publishing Services International Limited Privacy Policy

1. Privacy

The Publisher recognizes the importance of protecting the privacy of its customers. For the purposes of this Privacy Policy, "customers" includes visitors to the Site, subscribers to and users of the Publisher's services, purchasers of its products and advertising customers. This privacy policy is intended to inform you about the personal information that is collected from you when you visit the Site, and in the other circumstances described under the heading "Collection of personal information" below, how this information may be used and disclosed, how you can control the use and disclosure of your information, how your information is protected, and how you can access that information. The Publisher may, from time to time, review and update this Privacy Policy, including taking account of new or amended laws, new technology and/or changes to its operations. This Privacy Policy applies only in respect of the Site. This Privacy Policy does not apply to information collected through any other website (other than by or on behalf of the Publisher in the circumstances described under the heading "Collection of personal information" below) or to the practices of companies that the Publisher does not control. Please note that the Site may contain links to other websites. For example, if you click on an advertisement on the Site and link to another website, then this Privacy Policy will not apply to any information collected on that website. The Publisher is not responsible for the privacy practices of other websites, and the Publisher recommends that you read the privacy policies of each website that you visit. All personal information held by the Publisher will be governed by the most recently updated Privacy Policy.

2. Collection of personal information

The Publisher collects personal information when the Publisher provides its services to you. When you visit and interact with the Site, certain information may be collected automatically, including:

  • your computer's Internet Protocol (IP) address;
  • your browser type and operating system;
  • the web pages you were visiting immediately before and after you came to the Site;
  • activities within community discussions;
  • web pages and advertisements that you view, and links that you click on, within the Site;
  • your bandwidth speed and information about the software programs that are installed on your computer;
  • aggregated data about email click‑through rates and user video viewing;
  • standard server log information; and
  • information collected through HTML cookies, Flash cookies, web beacons, and similar technologies.

The Publisher usually collects personal information directly from you, although sometimes the Publisher may use agents or service providers to do this for the Publisher. The Publisher may also acquire lists from other sources, both from other companies and from other public documents. This may include advertisers, mailing lists, recruitment agencies, contractors and business partners. The Publisher may also access information about you from third‑party sources and platforms (such as social networking sites, databases, online marketing firms, and ad targeting firms), including:

  • if you access third‑party social networking services (such as Facebook Connect or Twitter) through the Site, your username and connection lists for those services;
  • demographic data, such as age range, gender, and interests;
  • advertisement interaction and viewing data, such as ad click‑through rates and information about how many times you viewed a particular ad; and
  • unique identifiers, including mobile device identification numbers, that can identify the physical location of such devices in accordance with applicable law.

Please note that the Site may combine the information that we collect with information that the Publisher may obtain from third‑party sources. The Publisher may collect your personal information when you request or acquire a product or service from the Publisher, register with the Publisher as a member (including user name and password and contact information such as name, email address, postal address, phone number, and mobile number), provide a product or service to the Publisher, complete a survey or questionnaire, enter a competition or event, contribute in a fundraising event, participate in one of the Publisher's services (including blogs, forums, community discussions and other interactive features), search queries conducted on the Site, or when you communicate with the Publisher by e‑mail, telephone, or in writing.

The Publisher usually collects personal information such as your name, address, telephone number, and in some instances, your financial details, including your credit card information, in addition to the other specific types of information described above. The Publisher also collects information about you that is not personal information. For example, the Publisher may collect data relating to your activity on its websites (including IP addresses) via tracking technologies such as cookies, or the Publisher may collect information from you in response to a survey.

As a general rule the Publisher does not collect sensitive information, however it reserves the right to do so. If the Publisher does, it will usually be for the purposes of providing its goods or services and if the law requires the Publisher to, the Publisher will seek your consent to collect it.

If you do not provide the Publisher with information described above, the Publisher may not be able to its services to you.

If, at any time, you provide personal information about someone other than yourself, you warrant that you have that person's consent to provide such information for the purpose specified.

If you are located outside of the Isle of Man, please note that personal information provided by you or otherwise collected as described above will be transferred to the Isle of Man.

3. Use of personal information

The Publisher uses personal information to provide its services (which may include the display of personalised content and advertising) to you, to fulfil administrative functions associated with these services, for example billing, to enter into contracts with you or third parties and for marketing and client relationship purposes. The Publisher also generally uses personal information to report statistics, analyse trends, diagnose problems and target and improve the quality of its products and services. By accessing the Site, you agree that the Publisher may use your personal information for the purposes and by the means described in this Privacy Policy, and you agree that the Publisher may use your mobile number to send you promotions, notifications, or other services. In order to provide readers with free access to content, the Publisher displays advertisements on the Site, many of which are targeted based on information about you. For example, using information collected through cookies, web beacons, and other sources, the Publisher may use demographic data or information about your online activities or interests to display targeted advertising that may be relevant to your preferences. Through this process, advertisers reach Site visitors who are most interested in their products, and you see advertising for products or services in which you may be interested. Third‑party advertisers and advertising platforms also may serve targeted ads on the Site. Please remember that the information practices of third‑party advertisers or platforms collecting data on our Site are not covered by this privacy policy. The Publisher may also use the information that it collects to prevent illegal activities, to enforce the Site's Terms and Conditions, and to otherwise protect its rights and the rights of its users. In addition to the uses identified above, the Publisher may use the information that it collects for any other purposes disclosed to you at the time it collects your information or pursuant to your consent. Where your personal information is contained within an advertisement which the Publisher publishes for you, the Publisher may also use your information for publication of that same advertisement in other media, in accordance with the terms and conditions of the initial publication. The Publisher may also use your personal information to assist the Publisher in improving its products and services and to let you know about goods, services, or promotions which may interest you.

4. Disclosure to and use by Third Parties

The Publisher values your privacy, and shares information about its users only under certain circumstances. The Publisher may share your information with other companies which are related to the Publisher. The Publisher may disclose your information to its service providers and contractors from time to time to help the Publisher to provide and market its goods and services to you. The Publisher may also share your information with third parties who provide prizes for competitions or reader offers. If the Publisher does this, the Publisher generally requires these parties to protect your information in the same way as the Publisher does.

The Publisher will make information about you available to other companies, applications, or people in the circumstances listed below:

  • The Publisher may share aggregated information or information that does not directly identify you with third parties to help the Publisher develop content, services, and advertising that the Publisher hopes you will find of interest. Please note that the Publisher does not share contact information with third parties that advertise on the Site.
  • The Publisher may employ third parties to perform Site‑related services, including database management, maintenance services, analytics, marketing, data processing, and email and text message distribution. These third parties have access to your information only to perform these tasks on the Publisher's behalf.
  • If you choose to engage in public activities on the site, such as posting comments on community message boards, any information you submit can be read, collected, or used by others. Please exercise caution when deciding to disclose any personal information in public activities or submissions.
  • The Publisher may share information about you in the event that the Site is acquired by or merged with another company or a similar corporate transaction takes place. However, the Site will notify you by placing a prominent notice on the Site or sending a notice to the primary email address specified in your account before your information is transferred and becomes subject to a different privacy policy.
  • The Publisher may share information about you to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety or other rights and interests of any person, violations of the Site's Terms and Conditions, or as otherwise required by law.
  • The Publisher may share information about you to respond to subpoenas, search warrants, judicial proceedings, court orders, legal process, or other law enforcement measures, to establish or exercise our legal rights, or to defend against legal claims.
  • In addition to the scenarios identified above, the Publisher may share information about you for any other purposes disclosed to you at the time the Publisher collects your information or pursuant to your consent.

Please note that third parties may independently collect data about you, including your IP address and information about the websites you visit and the links you click, through cookies, clicks on links, or other means when you visit or view ads on the Site.

To customize your experience on the Site and to simplify the Site's registration process, the Publisher provides you with the opportunity to access or interact with third‑party services, such as Facebook and Twitter. When you connect to the Site through these third‑party services, the Publisher may share information about you with these third‑party service providers and they may share data about you with the Publisher. When you allow the Publisher to access your data through a third‑party service to create a Site profile, the Publisher may use this data for several purposes, including:

  • For example, if you connect to the Site via a service with a public friend list, like Twitter, the Publisher may check to see if any people you follow on Twitter are also Site members. If the Publisher finds a match, the Publisher will replicate your Twitter relationship with those members, setting them to be fans, followers, or friends on the Publisher Site.
  • For example, if you connect via a service that has a private contact list (like Google and Yahoo!), the Publisher checks for people in your contacts who are Site members and suggest that you become a fan of these users.
  • When users share content with their friends, the Publisher may use friend lists from third‑party services to create a list of contacts to whom you may choose to send the email message.
  • For example, the Publisher may use friend lists from a third‑party service to create a list of contacts to whom you may choose to send an invitation to view an interactive slideshow.
  • When you are connected via a third‑party service, the Publisher may access certain account information, such as your profile picture, what stories are popular in your network, and what your friends are saying about certain articles or blog posts, in order to enhance and personalize your experience on the Site.

In addition, if you connect to a Facebook account, your experience on the Site may be personalized. For example, you may automatically see what stories are popular in your network, and what your friends are saying about particular stories. Please note that you may disconnect third party accounts at any time.

Please remember that the Publisher does not control the privacy practices of these third‑party services. The Publisher encourages you to read the privacy policies of all third‑party service providers. You can deactivate your account at any time by visiting the preferences page for your profile. When you deactivate your account, your user profile will be disabled, but your public comments will remain on the site. The Site has no responsibility to take down, remove, or edit any of your public activities or any submissions that are a result of your public activities. If you opt out of these technologies, you will continue to see advertising displayed on the Site, but the advertising may not be targeted to your interests. Please remember that the Publisher does not have access to, or control over, advertisers' or service providers' cookies, and the information practices of third parties are not covered by this privacy policy.

5. Use of Aggregate Data

The Publisher may collect and use certain non‑personal information (e.g., the identity of your Internet browser, the type of operating system you use, your IP address and the domain name of your Internet service provider) to optimise its goods and services (which may include the display of personalised content and advertising) including the Publisher's web pages for your computer. The Publisher may use personally identifiable information in aggregate form to improve its goods and services including its web sites and make them more responsive to the needs of its customers. This statistical compilation and analysis of information may also be used by the Publisher or provided to others as a summary report for marketing, advertising or research purposes.

6. Security

The Publisher strives to ensure the security, integrity and privacy of personal information of its customers. The Publisher may hold your information in either electronic or hard copy form. The Publisher uses a variety of physical and electronic security measures including restricting physical access to its offices and firewalls and secure databases to keep personal information secure from misuse, loss or unauthorized use or disclosure. Unfortunately, no data transmission over the Internet can be guaranteed to be totally secure. The Publisher limits access to contact information about you to employees or service providers who the Publisher believes reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs, and subject to section 4 of this Privacy Policy. The Publisher also has adopted commercially reasonable technical, physical, and administrative procedures to help protect information about you from loss, misuse, and alteration. Personal information is destroyed or de‑identified when no longer needed. Please note that no data transmission or storage can be guaranteed to be 100% secure. The Publisher wants you to feel confident using the Site, but the Publisher cannot ensure or warrant the security of any information you transmit to the Publisher.

7. Access to Personal Information

You have a right to request access to personal information the Publisher holds about you. Where the Publisher holds personal information that you are entitled to access, the Publisher will endeavour to provide you with suitable means of accessing it (e.g. by emailing or mailing it to you). If the Publisher denies access in some circumstances, the Publisher will tell you why. To request access, please contact the Publisher's privacy officer as set out at the end of this document. If you believe that personal information the Publisher holds about you is incorrect, incomplete or inaccurate, then you may request amendment of it. The Publisher will consider if the information requires amendment. If the Publisher does not agree that there are grounds for amendment then the Publisher will add a note to the personal information stating that you disagree with it.

8. Public Information

Any information posted on bulletin boards and/or communicated in chat areas becomes public information. While the Publisher strives to protect and respect your privacy, the Publisher cannot guarantee the security of any information you disclose in a chat room or bulletin board.

9. Cookies

Cookies are data that a Web site transfers to an individual's hard drive for record‑keeping purposes. Cookies can facilitate a user's ongoing access to and use of a site. They allow the Publisher to track usage patterns and to compile data that can help the Publisher improve its content and target advertising. If you do not want information collected through the use of Cookies, there is a simple procedure in most browsers that allows you to deny or accept the Cookie feature. But you should note that Cookies may be necessary to provide you with features such as merchandise transactions or registered services.

10. Online Links to Third Party and Co‑Branded Sites

The Publisher may establish relationships with business partners that allow visitors to the Publisher's web sites to link directly to sites operated by these partners. Some of these sites may be "co‑branded" with the Publisher's logo - however, these sites may not be operated or maintained by or on behalf of the Publisher. These sites may collect personal information from you that may be shared with the Publisher. This Privacy Statement will apply to any personal information the Publisher obtains in this manner. The Publisher is not responsible for the content or practices of web sites operated by third parties that are linked to the Publisher's sites. These links are meant for the user's convenience only. Links to third party sites do not constitute sponsorship, endorsement or approval by the Publisher of the content, policies or practices of those third party sites. Once you have left the Publisher's site via such a link, you should check the applicable privacy policy of the third party site.

11. What else you should know about privacy on the Internet

Remember to close your browser when you have finished your user session. This is to ensure that others cannot access your personal information and correspondence if you share a computer with someone else or are using a computer in a public place like a library or Internet cafe. You as an individual are responsible for the security of and access to your own computer. Whenever you voluntarily disclose personal information over the Internet this information can be collected and used by others. In short, if you post personal information in publicly accessible online forums, you may receive unsolicited messages from other parties in return. Ultimately, you are solely responsible for maintaining the secrecy of your username and passwords and any account information. Please be careful and responsible whenever you are using the Internet. The Publisher does not knowingly collect personal information from children under 13. If the Publisher learns that it has collected any personal information from a child under the age of 13 without verifiable parental consent, the Publisher will delete that information from its database as quickly as possible. If you believe that the Publisher may have collected information from a child under 13, please contact the Publisher at privacy@publishingservicesinternational.im.

12. For further information

Please contact our Privacy Officer to ask for access to your information or if you have a complaint concerning your information privacy or if you would like more information about our approach to privacy at privacy@publishingservicesinternational.im.

13. Changes to the privacy policy

The Publisher reserves the right to update this Privacy Policy at any time to reflect changes in the Publisher's practices and service offerings. The Publisher will use it best endeavours to update the Privacy Policy on the Site, however it does not warrant that it will post these updates immediately.

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